The main character had four milion of dolars in his bank account. Carl was his best friend and he needs money to deal with drugs. One day, Sam and his girlfriend Molly wandered at street when a evil man, called Willy Lopez, tries to steal something, and accidentaly he kills Sam, but Sam's spirit stay there, he turned into a ghost.
Later Sam visit a medium, called Oda Mae, and he ask her to help his girlfriend Molly, and she accepted, but Molly didn't believe him.
After that, Sam realizes that Carl wanted his four milion dolars, to make a transfer, and Sam made Carl's life impossible.
Then, Sam said Oda Mae that she had help him again, and Sam and the medium went together at bank to locked the bank account. So willy and Carl became crazy and went to Oda Mae's house to kill her. So willy is run over by a track on the street because of Sam and dies.
Later Carl, desperate, goes to Sam's house and threatens Molly to tell him where the money, but Sam hits Carl until himself, at the window, dies too.
At the end of the film, Oda Mae and Molly see as Sam fades and goes to heaven.